The Credit Firm was designed to support your financial opportunities by implementing positive habits to create and maintain a strong financial future.

Our unique collection of services have been carefully selected to provide protection and opportunity over the many aspects of your finances- all combined into one easy-to-use system. Your membership can help to ensure you and your family are safeguarding the assets that you’ve earned and those you have to come.

Our Leadership

AJ Davis

AJ Davis is a financial professional, entrepreneur, educator and coach who has devoted his life to empowering individuals to take full control of their credit, finances and options. This commitment led to establishment of The Credit Firm, an organization founded to increase awareness around the power of credit and financial literacy.

AJ has been instrumental in increasing the financial and credit literacy of hundreds of individuals, resulting in their ability to increase their credit, pay off debt, and becoming financially stable. AJ’s mission is to educate clients on matters that our formal education system does not teach, ultimately changing the financial landscape and future for hundreds of hardworking Americans.

Veronica Valdez

Veronica Valdez is a financial professional, consultant and serial entrepreneur. Her passion lies with helping individuals become more financially literate empowering them to increase their credit score, eliminate debt and build legacy. Specifically, Veronica’s simple approach to credit literacy allows individuals to better understand the Power of Credit and how to better leverage it.

It has become Veronica’s life work to educate and coach the masses concerning financial freedom. Armed with financial literacy, many of Veronica’s clients walk into their financial future with a new-found sense of confidence.