Your Rights in Plain English: What Furnishers Must Do

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The information on this site is general and for educational purposes only—it is not legal, financial, or credit counseling advice. The Credit Firm is not a law firm, and no attorney–client relationship is created. We do not make or imply guarantees of deletions, approvals, or specific score increases, and we cannot remove accurate, timely, and verifiable information from credit reports. Results and timelines vary by file, documentation, and creditor/bureau responses; any examples or testimonials are illustrative only. Services are provided under a written agreement, include cancellation rights, and fees are charged only for work performed in compliance with applicable federal and state law (including the Credit Repair Organizations Act). Please review your client agreement for full terms, disclosures, and state-specific rights.