How It Works
The Five-Step Method
Your comprehensive credit repair journey
Secure Intake
5–7 minutes
Tell us your goals (home, auto, apartment, business credit), verify identity, and create your secure portal.
What you'll see:
- • Welcome checklist
- • Document uploader
- • Next-step dates
What You Receive
Documented, statute-driven work—not generic templates
Concierge Portal with progress bars, due dates, and notes in plain English
Respectful Escalation when warranted, with a complete paper trail
Rebuild Coaching to stabilize scores and readiness
Lender-Ready Checklist aligned to your goal
Our Mission
FAQs
What You Will Receive
Documented, statute-driven work—not generic templates
Concierge Portal with progress bars, due dates, and notes in plain English
Respectful Escalation when warranted, with a complete paper trail
Rebuild Coaching to stabilize scores and readiness
Lender-Ready Checklist aligned to your goal
What Is Required From You?

Your Government-issued ID

Proof Of Address

Supporting Documents

Your Permission
Timeline at a Glance
Week 1
Intake, verification, document upload, audit mapping
Weeks 2–4
Initial disputes submitted; investigation window opens (~30 days)
Weeks 5–7
Results arrive; portal updates; plan next cycle
Ongoing
Additional cycles (as needed), rebuild coaching, lender-ready steps Most files benefit from 2–4 dispute cycles.
Membership Plans
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The Five-Step Method
Your comprehensive credit repair journey
Progress
Step 1 of 5
1
2
3
4
5
Secure Intake
5–7 minutes
Tell us your goals (home, auto, apartment, business credit), verify identity, and create your secure portal.
What you’ll see:
• Welcome checklist
• Document uploader
• Next-step dates
Tri-Bureau Review & Rights-Based Audit
2–5 business days
With your permission, we review your credit reports and map a plan grounded in applicable statutes and documentation.
What we do:
• Identify inaccuracies
• Find missing context
• Spot mixed-file issues
• Mark items needing validation or correction
Evidence File & Dispute Submission
Within first cycle
We assemble a regulator-grade paper trail—IDs, proof of address, statements, receipts, affidavits (if applicable)—and submit targeted disputes to bureaus and/or furnishers.
What you’ll see:
• Portal tasks completed
• Date stamps
• Tracking of each item’s status
Investigation Window
~30 days, sometimes up to ~45
Bureaus contact furnishers to reinvestigate. You may receive mail or requests for more info.
What we do:
• Monitor responses
• Log outcomes (deleted/updated/verified/unable to verify)
• Prepare next-cycle actions
Cycle Review, Rebuild, and Escalation
Ongoing process
We review results with you, refine documentation, and run additional cycles as needed. In parallel, we coach rebuild habits (utilization, mix, on-time systems) and provide a lender-ready path.
Escalation:
When appropriate, we escalate respectfully with a complete, evidence-backed file.
← Previous
Next →
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alert('Congratulations! You\'ve completed the Five-Step Method overview. Ready to start your credit repair journey?');
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\n\n[/cs_content_seo][/cs_element_layout_div][/cs_element_section][cs_element_section _id="11" ][cs_element_layout_row _id="12" ][cs_element_layout_column _id="13" ][cs_element_image _id="14" ][/cs_element_layout_column][cs_element_layout_column _id="15" ][cs_element_headline _id="16" ][cs_content_seo]What You Receive\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit. Praesent sed orci nibh, ac rutrum eros. Phasellus eget pulvinar velit. Sed in enim nunc. \n\n[/cs_content_seo][cs_element_headline _id="17" ][cs_content_seo]{{dc:looper:field key="item"}}\n\n{{dc:acf:post_field field="coworking_description"}}\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id="18" ][cs_element_layout_row _id="19" ][cs_element_layout_column _id="20" ][cs_element_headline _id="21" ][cs_content_seo]{{dc:acf:option_field field="mission_headline"}}\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit. Praesent sed orci nibh, ac rutrum eros. Phasellus eget pulvinar velit. Sed in enim nunc. \n\n[/cs_content_seo][cs_element_layout_div _id="22" ][cs_element_layout_slide_container _id="23" ][cs_element_layout_slide _id="24" ][cs_element_layout_div_2 _id="25" ][cs_element_headline _id="26" ][cs_content_seo]{{dc:looper:field key="title"}}\n\n{{dc:looper:field key="description"}}\n\n[/cs_content_seo][/cs_element_layout_div_2][/cs_element_layout_slide][/cs_element_layout_slide_container][/cs_element_layout_div][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id="27" ][cs_element_layout_row _id="28" ][cs_element_layout_column _id="29" ][cs_element_layout_div _id="30" ][cs_element_headline _id="31" ][cs_content_seo]FAQs\n\nNeed a private, professional, spot for your remote team to meet on occasion? We designed the perfect plan to help your team manage their work-life balance and increase their productivity.\n\n[/cs_content_seo][/cs_element_layout_div][cs_element_accordion _modules="33" _id="32" ][/cs_element_accordion][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id="35" ][cs_element_layout_row _id="36" ][cs_element_layout_column _id="37" ][cs_element_headline _id="38" ][cs_content_seo]What You Will Receive
\n\n[/cs_content_seo][cs_element_headline _id="39" ][cs_content_seo]{{dc:looper:field key="item"}}\n\n{{dc:acf:post_field field="coworking_description"}}\n\n[/cs_content_seo][/cs_element_layout_column][cs_element_layout_column _id="40" ][cs_element_image _id="41" ][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id="42" ][cs_element_layout_div _id="43" ][cs_element_layout_div_2 _id="44" ][cs_element_headline _id="45" ][cs_content_seo]What Is Required From You?\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit. Praesent sed orci nibh, ac rutrum eros. Phasellus eget pulvinar velit. Sed in enim nunc. \n\n[/cs_content_seo][/cs_element_layout_div_2][cs_element_layout_row _id="46" ][cs_element_layout_column _id="47" ][cs_element_layout_div_2 _id="48" ][cs_element_image _id="49" ][/cs_element_layout_div_2][cs_element_layout_div_2 _id="50" ][cs_element_headline _id="51" ][cs_content_seo]{{dc:looper:field key="headline"}}\n\nKeep this content short\n\n[/cs_content_seo][cs_element_text _id="52" ][cs_content_seo]{{dc:looper:field key="description"}}\n\n[/cs_content_seo][/cs_element_layout_div_2][/cs_element_layout_column][/cs_element_layout_row][/cs_element_layout_div][/cs_element_section][cs_element_section _id="53" ][cs_element_layout_row _id="54" ][cs_element_layout_column _id="55" ][cs_element_headline _id="56" ][cs_content_seo]Timeline at a Glance\n\n[/cs_content_seo][cs_element_layout_div _id="57" ][cs_element_headline _id="58" ][cs_content_seo]{{dc:looper:field key="title"}}\n\n{{dc:looper:field key="description"}}\n\n[/cs_content_seo][/cs_element_layout_div][/cs_element_layout_column][cs_element_layout_column _id="59" ][cs_element_image _id="60" ][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id="61" ][cs_element_layout_div _id="62" ][cs_element_headline _id="63" ][cs_content_seo]Membership Plans\n\nQuick caption here\n\n[/cs_content_seo][cs_element_text _id="64" ][cs_content_seo]The text element is intended for longform copy that could potentially include multiple paragraphs. You can also use it for single lines of copy if you wish.\n\n[/cs_content_seo][cs_element_layout_row _id="65" ][cs_element_layout_column _id="66" ][cs_element_layout_div_2 _id="67" ][cs_element_layout_row_2 _id="68" ][cs_element_layout_column_2 _id="69" ][cs_element_headline _id="70" ][cs_content_seo]$ {{dc:acf:option_field field="fees_monthly_fee"}}\n\nMillion\n\n[/cs_content_seo][/cs_element_layout_column_2][cs_element_layout_column_2 _id="71" ][cs_element_headline _id="72" ][cs_content_seo]/ Monthly\n\nMillion\n\n[/cs_content_seo][/cs_element_layout_column_2][/cs_element_layout_row_2][cs_element_headline _id="73" ][cs_content_seo]$ {{dc:acf:option_field field="fees_enrollment"}} - One Time Enrollment Fee\n\nQuick caption here\n\n[/cs_content_seo][cs_element_text _id="74" ][cs_element_button _id="75" ][cs_content_seo]Purchase\n\n[/cs_content_seo][/cs_element_layout_div_2][/cs_element_layout_column][/cs_element_layout_row][/cs_element_layout_div][/cs_element_section][/cs_content]
